Case Studies

Pension Planning Perfectly Tailored to Each Client’s Financial Situation

The importance of regular and thorough reviews cannot be overstated! Particularly when it comes to pension planning.

Our client had a limited company and had accumulated company pension fund value over the previous number of years. As part of our annual review, we established that their spouse was also working in the company but had not accumulated any pension fund over that time.   Following our financial planning advice, rather than contribute to the existing Director pension, the company made a once-off pension contribution for the spouse before the company year end. As the spouse was over 60, they were then able to access their company pension fund and take 100% of the pension contribution as a tax-free lump sum into their own name.