Sometimes life can throw unforeseen things your way – you could lose your job, fall ill or worse, so it’s a good idea to take steps to guarantee your financial security.
Bluechip advisers understand that there is no “right or wrong” amount of cover when it comes to protection products. However we do set out to guide our clients to estimating the financial loss to their business and family if something unforeseen were to happen.
While many people automatically think about providing for their family in the event of their death, they do not think about protecting their income in the event of being unable to work. Likewise, business protection is another important area to cover. Inheritance Tax Planning and Estate Planning are other areas where protection products can be used effectively to minimise the tax effects on the transfer of assets to family members.
There are many types of insurance including income protection, critical illness, life assurance and mortgage protection, which ensures your family, your business or your estate will be protected financially should something happen to you. Our expert team can review of all your plans to understand what you are paying for now and how these meet your current needs. In addition, as the cost of cover is constantly changing, we can highlight the best value for your money. We can also deliver a price pledge or guarantee that any plan arranged by Bluechip will match or reduce the lowest cost plan on the market.